Investment Advice, Retirement Planning, Equity Release, Life and Health Ins
Contact us to arrange an initial meeting.
About Us
Planning Futures
With over 20 years of expertise you can be assured that you are in safe hands.
Fully Independent and regulated by the FCA (918390).
Advice in an easy to understand, straight forward, jargon free way.
We are Independent Financial Advisers and able to also advice in Equity Release
A Proven Approach
We start by listening to you. By understanding your needs and objectives, we can provide the best solution to meet your short and long term goals.
First, we arrange a meeting with you and ask lots of questions to gather the information we require. We do this to ensure we know you. We then collate that information and provide a bespoke recommendation based on your goals and objectives.
On your agreement, we work with you on an ongoing basis to ensure those plans we have put in place are met and achieved.
Why Us?
- We act openly and fairly
- We exercise the utmost care and professionalism
- We are transparent in everything we do
- We look for longevity, not transactions
- We are human, not an automated service
- We offer face to face meetings or over the phone
- We use intellifo office, providing you with 24/7 secure access to all of finances and communications with us
Our Services
Investments and Savings
Investments and Savings
Whether you are investing or saving for the short, medium or long term, we can help.
Perhaps the most important aspect in determining how to invest is to determine the level of risk you wish to take. With discussion and assessment, suitable funds and products can be selected. It is also important to ensure that tax-efficient investments are considered.
We provide Investment advice on the following:
- Individual Savings Accounts (ISAs)
- Investment Bonds
- General Investment Accounts
- Inheritance Tax Planning
- And many other niche areas of investment
Retirement Planning
Investments and Savings
It's important to not just live for today, many of us have no pension provision at all, or are just not putting enough away. Even those with existing pensions, we often hear "I have not looked at it for years". With life expectancy increasing let us help you achieve the retirement you deserve. With generous tax incentives, a pension should be seriously considered.
We provide Pension advice on the following:
- Self Invested Personal Pensions (SIPPs)
- Personal Pensions
- Pension Switches
- Income Drawdown
Equity Release
As a member of the Equity Release Council, we offer whole of market advice
Equity Release refers to a range of products that let you access the equity (money) tied up in your home if you are over the age of 55.
You can take the money you release as a lump sum, several smaller amounts, or as a combination of both.
We provide Equity Release advice on the following:
- Lifetime Mortgages
Mortgages
Wills and Lasting Power of Attorney
The list of options seem endless. It can often prove difficult or confusing for borrowers when trying to reach the right outcome.
This is where we can help smooth the path to finding the right solution for you.
We use sophisticated mortgage sourcing tools, combined with a full understanding of our clients' requirements and current market conditions. We ensure the process runs smoothly from start to finish. We provide mortgage solutions from the whole of the marketplace and are not restricted.
We provide Mortgage advice on the following:
- Purchases
- Remortgages
- First Time Buyers
- Buy to Let
- Right to buy
*By referral to preferred partner
Protection
Wills and Lasting Power of Attorney
Wills and Lasting Power of Attorney
If you have anyone financially dependent on you, such as a partner, sibling, children or even an ageing parent, then Life Insurance is for you. People take out life insurance policies to ensure that, if they die or become critically ill, their loved ones are looked after. Life insurance can help with paying off debts, household bills, childcare costs and account for your mortgage payments.
We have access to a large range of providers offering Defaqto 5-star rated cover.
We provide Protection advice on the following:
- Life Assurance
- Mortgage Protection
- Critical Illness Cover
- Family Income Benefit
- Income Protection
- Private Medical Insurance
- Whole of Life insurance
Wills and Lasting Power of Attorney
Wills and Lasting Power of Attorney
Wills and Lasting Power of Attorney
Via trusted partners.
Risk Warnings
Investments
Certain investments whose prices are dependent on fluctuations in the stock markets are beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance is not a guide to future performance.
Residential Mortgages
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE
Buy to Let Mortgages
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority
